Skip Navigation

PRIVATE WEALTH MANAGEMENT
Global Denmark Switzerland UK Singapore Spain

Determine your
Risk Profile

Suitability Test

As set forth by the Markets in Financial Instruments Directive (MiFID) it is a requirement to conduct a suitability test on private clients before offering investment advice and/or portfolio management.

The purpose of the suitability test is to secure that the products and services offered meet the client’s investment objectives. In addition to this, the client shall be able financially to bear - and have the necessary experience and knowledge to understand - the risks involved with the investment.

The suitability test consists of a “Client Financial Data” section and a “Risk Questionnaire” section. All the questions must be answered before the data in the suitability test can be submitted. A risk profile is then calculated on behalf of the answers submitted by the client.

Saxo Bank Private Wealth Management will provide products and services in accordance with the results of the suitability test.

The "Risk Questionnaire" will help to determine your tolerance for risk. As you read through each question, click the single answer that you feel most accurately describes your current position in relation to risk. Keep in mind that there are no "correct" answers to the questions, only answers that are helpful in assessing your investment style. So don’t worry about how your answer might be perceived by others; just try to be as honest and accurate as possible.

Important: You need to be logged in to to take our suitability test. Login to your left.

Client Financial Data
Client Type
Private investor 

Pension investor 

Corporate investor 

Investor Experience
In which of the following asset classes – if any – do you have experience?
Shares
Shares 


Number of monthly trades 





Bonds
Bonds 


Number of monthly trades 





Managed funds
Managed funds 


Number of monthly trades 





FX Spot
FX Spot 


Number of monthly trades 





FX Forwards
FX Forwards 


Number of monthly trades 





FX Options
FX Options 


Number of monthly trades 





Futures
Futures 


Number of monthly trades 





CFD
CFD 


Number of monthly trades 





Property
Property 


Pension funds
Pension funds 


Capital Market Knowledge
How would you rate your general capital market knowledge? 


How would you rate your general experience as an investor? 


How would you rate your margin trading experience? 


Total net worth
What is your total net worth? 


How much of your capital (approx) is currently invested or do you plan to invest in Saxo Bank? 



Education and Occupation
Educational background 



Current relevant occupation 



Past relevant occupation 



Risk Questionnaire – Determine Your Risk Profile
Investment Horizon
Your investment horizon and future income/return needs
What is your current age? 



When do you expect to start drawing an income from your investment (apart for tax – if any)? 


Long-Term Goal and Expectations
Your views on how an investment should perform over the long term
What is your goal for this investment? 


What is your feeling toward the trade-off between risk and return? 


Which of the following portfolio average annual returns over a five year period – under normal market conditions - do you prefer? 


Which of the following graphs best expresses the way you want your portfolio to behave? 


Short-Term Risk Attitudes
Your attitude towards short-term risk
Which of these statements best describe your attitude about the next three months performance of this investment? 


Your investment in shares has lost 15% of its value over the past year, despite previous years of solid performance. This loss is consistent with the general market development during the past year. At this time you would: 



Which of the following three investment returns over a one-year period do you prefer? 


Which of these statements best describe your attitude about the next 12 months performance of this investment? 



Disclaimer: The information you give will replace any and all information which has previously been given by you to the Saxo Bank Group if that information in any way can affect the understanding of your answers in the questionnaire.